Private Health Plans for Canadian Corporations
A flexible employer health benefit that gives employees access to high-quality, timely medical care when it matters most.
Timely assessments and treatment options.
Comprehensive support for complex conditions.
Easy to implement, simple to manage.
BENEFITS FOR YOUR EMPLOYEES
- Timely access to assessments, diagnostics, and treatment options when delays could impact health outcomes.
- Access to high-quality care delivered by trusted providers through RCM’s local and global network of specialists.
- Care decisions informed by expert medical insight, helping employees pursue appropriate, high-quality treatment pathways.
- Access to qualified mental health specialists when short-term support is not enough.
BUSINESS SMART HEALTH COVERAGE
- Ultimate flexibility. Design plans for different employee groups, and adjust coverage levels as business needs change.
- Claims are 100% tax-deductible as a business expense. Employees receive tax-free benefits with no payroll tax implications.
- Set clear spending limits per employee or family and pay only for healthcare expenses actually used.
- Minimal Administration. Simple claims process handled by third-party administrators.
Ease of Use Benefits, Not Roadblocks.
Through our global network of more than 4,000 specialists across 150+ disciplines. We coordinate all aspects of your care.
Words From Our CEO:
RCM Private Health Services Plan.
A health solutions for business and employees
As a CEO, I believe a Private Health Services Plan (PHSP) is one of the most powerful ways to support employees while strengthening your organization. PHSPs are CRA-approved and have helped Canadian businesses provide superior, flexible benefits since 1986. With more than three decades of expertise and thousands of successful cases across every medical specialty and region, we deliver results employees can rely on.
We are known for innovative problem-solving, turning obstacles into solutions that directly benefit your teams. Our unmatched network of specialists and subspecialists in Canada and internationally ensures access to complex, multi-specialty physical and mental health care, rapid treatment when local options are limited, timely second opinions, and integrated care.
This means employees receive the right care faster, recover more effectively, and maintain both their health and productivity. By investing in comprehensive care, you create a healthier, more resilient, and more focused workforce. An advantage that benefits everyone.
Creating a healthier, more resilient, workforce through top-quality care.
RCM Health PHSP
What is a Private Health Services Plan (PHSP)?
A Private Health Services Plan (PHSP) is a CRA-approved, tax-effective program that allows employers to provide flexible health benefits to employees.
What types of services are covered by the RCM Health PHSP?
The RCM Health PHSP covers a broad spectrum of physical and mental health services, including complex and chronic health conditions, women’s health, burnout support, substance use challenges, and other specialized care. Our plan ensures employees have access to the right care when they need it, supporting both their well-being and productivity.
What are the tax advantages?
Employer contributions are 100% tax-deductible, and employee reimbursements are non-taxable, making it a highly efficient benefits solution.
Can the RCM plan be customized?
Yes. Plans can be tailored to company size, budget, and employee needs, with options for unlimited or capped coverage.
Does RCM Health PHSP support specialized or time-sensitive care?
Absolutely. The RCM Health PHSP enables access to local, national, and international care, including rapid second opinions, complex multi-specialty treatment coordination, and cutting-edge diagnostics and/or therapies.
Ready To Get Started?
Fill out the form to receive pricing or speak with RCM.